Cozy Credit Report

You need more than just a credit score to understand an applicant s financial situation.

Cozy credit report.

Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure. If you skip paying through cozy for a month your report will show no activity for that month. By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports. When tenants choose to use a credit or debit card there s a 2 75 service fee.

That means if you want to pay outside of cozy for a month that s okay. If you need to dispute the rental information reported on your credit report please email creditdispute cozy co. Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history. Background checks and credit reports cost 39 99 when purchased as a bundle or 24 99 individually.

There s nothing for you to do right now but we ll let you know before your account moves. Your cozy payments will only appear on your experian credit report. Cozy credit reports come directly from our partner experian the industry leader in credit reporting. Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt.

You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose. Reports contain accurate up to date info about your applicants. It wouldn t be treated as a late payment on your credit report.